Meet Ava, the Financialista!
Why create a blog about finance?
“Simply put: I wanted to help my Bahamian people with their finances. I have a degree in Finance and I’m a Certified Financial Planner, having been working in the private banking industry for 10+ years. Because of the exposure and knowledge that I have when it comes to finance and investing money, I felt as if it was my duty and purpose to share it with my people. On top of that, I didn’t see anyone else specifically blogging about personal finance, so I figured why not give that avenue a try.”
How do you hope to inspire others through this platform?
“I've seen lots of people struggle with their finances. Heck, the truth is I even struggled with my finances for a while. Although I had the knowledge, in a lot of ways I didn't apply it. But now I do. Thus when it comes to my blog and social media platforms, I get a little vulnerable about the mistakes I made. I also talk about the good habits I practice now to secure my financial future. The reason for all of that is I don't want people to feel as if they are alone on their journey. I want people to see that even those who know better have made the same mistakes. I want people not to beat themselves up about the bad money choices they've made, but to understand the ways to reverse it and do financially better. The key is action and discipline today. That's what matters and that's the message I want to drive home.”
For a young person just getting serious about their finances, what's the first thing they should do?
Pay yourself first whether you can afford $50 or $500 a month, set the money aside and don't spend it.
The next step is to start planning for retirement now. Nope, you aren't too young to be thinking about that.
Also, stop hemorrhaging money on frivolous material things and aggressively pay off debt.
Here's a link to my blog where I expand a bit more on tips for young adults:
Weekend brunch can get expensive. What do you recommend for someone who loves brunch but hasn't reached their final "bougie" form? 🤣
“I absolutely love this question lol. Brunch at home! Get a solid eggs benedict and French toast recipe online. Grab your true few and just host it at home. Swap out the mimosas for bottomless coffee and infused water. And if one of your friends insist that they will miss the champagne, then let them bring it. YOU are on a budget! Oh, and take a cute photo in front of some snazzy wallpaper. You'll need it for the 'gram.”
What do you look forward to in the future?
I look forward to the day when financial education is integrated into the school curricula. Our children are the future of this country; they will be making the big money decisions, and as such, they need to be financially literate. I want to see adults proud of the money-savvy decisions they've made because their future generations are reaping the benefits. This is the Bahamas that I know I can see someday and I'm willing to be a part of the change needed to see it through.
Photography by Blair J Meadows
Hair by Shandera Smith
Makeup by Yeisha Forbes
Clothing by The Velvet Hanger
Accessories by The Red Box
Location: Café Channing Noelle